Because no one can protect you 100%!!
Unified Communications Partners and CIS have partnered to provide unprecedented Cyber Protection for Optus customers. Cyber insurance with a layered Endpoint defence. Perhaps the most important aspect of Cyber insurance is the incident response component ensuring that experts manage the breach, allowing the owners to focus on the business. Securing each endpoint requires advanced AI (artificial intelligence), anti-malware, defence in depth AND 24/7 automated monitoring that responds to incidents and attacks to secure and minimise the spread to the rest of your systems.
Cyber Insurance
There is no 100% defence against cyber-attack
It is clear there is no 100% defence against cyber-attack. As part of a holistic business cyber mitigation strategy, a bespoke cyber insurance policy will help to offset the high costs of providing incident response services and associated costs relating to a cyber breach event. Our Cyber insurance is specifically tailored and available to protect small businesses with essential coverage against cyber threats and data breaches. CyberCare provides sophisticated yet affordable coverage to minimise the impact to your business and protect its reputation. The CyberCare approach considers the following;
What we cover
Network Interruption
If you suffer a cyber event that causes a network interruption resulting in a loss of income we will insure your losses up to the value on your policy. Includes your network that is under the control of a service provider.
Data Recovery
If you have to undergo data recovery, restoration or re-collection due to a cyber event, we will pay for the recovery costs up to the value on the policy.
Cyber Deception
If you sustain a direct monetary loss from social engineering fraud, we will pay or for the value of goods or monies transferred which occur as a direct result of a cyber deception event up to the value on the policy.
Data Extortion
We will reimburse you for any cyber extortion monies that arise due to a cyber extortion threat, where we are permitted by law up to the value one your policy.
Information security and privacy liability
We will indemnify you for the damages awarded against you for an actual or suspected cyber event, we will also cover the related defence, investigation and settlement costs up to the value on the policy.
Privacy regulatory defence and penalties
We will indemnify you for the amounts which you become legally obligated to pay, including defence costs and expenses, as a direct result of a civil regulatory action arising from a breach of privacy regulations up to the value on the policy.
Data breach notification expenses
If you are required to notify customers of a breach of their personal information, we will pay for legal expenses, public relations expenses, postage expenses and related advertising expenses up to the value on the policy.
Crisis management costs
We will pay any fees reasonably and necessarily incurred by you for the engagement of a public relations consultant, advertising expenses and legal expenses, in order to avert or mitigate any material damage to your reputation up to the value on the policy.
Breach identification and containment
We will assist you in identifying and containing the security breach and scope of issue and will provide a preliminary report.
Legal connect
We will connect you with legal advisors to advise you on the legal requirement to notify customers, and corresponding with any relevant authorities.
Remediation and IT forensics expenses
We will conduct a preliminary forensics assessment to agree scope and remediate any cyber event.
PR connect
We’ll connect you to a public relations firm to help you protect your reputation in the event of a data breach.